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Calgary communities

Buying in Kensington, Hillhurst & Bridgeland

Character inner-city neighbourhoods across the river — walkable main streets, infills beside century homes.

Housing stock

A mix of pre-war character houses, 1950s bungalows, modern infills and semi-detached, plus low-rise condo along the main streets.

Tends to suit
  • Character homes
  • Walkability
  • Infill buyers
  • Professionals

Kensington, Hillhurst, Sunnyside, West Hillhurst and Bridgeland sit just across the Bow from downtown, and they are among the most sought-after places to live in Calgary — close enough to walk or cycle to work, with genuine main streets rather than strip malls.

The housing is wildly varied. On a single block you can find an original 1912 house, a 1955 bungalow, a 2019 infill duplex and a four-storey condo. That variety is the appeal and it is also the appraisal challenge.

Parts of this area — Sunnyside and Bowness in particular — were directly affected by the 2013 flood, and that history still shapes insurance in specific pockets.

Financing a home in Kensington, Hillhurst & Bridgeland

Two things to check before you get attached. First, flood mapping: in the affected river-valley pockets, confirm overland water coverage is available and bindable in writing, because lenders require insurance at funding and an uninsurable property is an unfundable one. Second, on older character homes, knob-and-tube wiring, aluminum wiring and original galvanised plumbing can all make an insurer decline — which stops the mortgage, not just the policy.

Ask me about Kensington, Hillhurst & Bridgeland

Questions about Kensington, Hillhurst & Bridgeland

What kind of homes are in Kensington, Hillhurst & Bridgeland?

A mix of pre-war character houses, 1950s bungalows, modern infills and semi-detached, plus low-rise condo along the main streets.

Who does Kensington, Hillhurst & Bridgeland suit?

Kensington, Hillhurst & Bridgeland tends to suit character homes, walkability, infill buyers, professionals. Character inner-city neighbourhoods across the river — walkable main streets, infills beside century homes.

Is there anything unusual about getting a mortgage in Kensington, Hillhurst & Bridgeland?

Two things to check before you get attached. First, flood mapping: in the affected river-valley pockets, confirm overland water coverage is available and bindable in writing, because lenders require insurance at funding and an uninsurable property is an unfundable one. Second, on older character homes, knob-and-tube wiring, aluminum wiring and original galvanised plumbing can all make an insurer decline — which stops the mortgage, not just the policy.

Other Calgary communities

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Calgary clients

Real reviews from people who financed homes here. A lot of them have now renewed with me two and three times.

As I had previously only gone through my bank for my mortgage, I was hesitant at first to go through a mortgage broker. However, after contacting Josh, who explained all of my options in detail, I felt very comfortable with my choice. He was able to answer all of my questions and was very quick to respond to any of my inquiries. We received a great rate and were extremely happy with Josh's services.

Sumana D. · Calgary
Switched from a bank

I have worked with Josh for 10 years now and he has made our mortgage process very comfortable, which can sometimes be overwhelming. His professionalism, promptness in getting back to us whether by phone or e-mail, and overall industry knowledge provides comfort that we are in good hands. He is very open and honest, is not pushy, and offers the best solution that fits our needs. People say you need a good lawyer — I say you need a good mortgage broker, and Josh is your guy.

Damian & Laura G. · Calgary
10-year client

I went looking for a mortgage broker in Crowfoot and contacted Josh. My situation was complicated by the oil crisis: I had a second mortgage based on an assessment from the previous year that valued my home higher than the current assessment, so I no longer had 20% equity. Josh got both mortgages rolled into one with 0.2% less interest than CIBC's four-year offer — and I got that for five years. Really pleased with the result.

Calgary homeowner · Calgary
Refinance through the oil downturn

Ready to talk about a Calgary mortgage?

Two ways to start: book a call and we'll talk it through, or start the application online and I'll come back to you with what you qualify for. Neither pulls your credit until you say so.